Category Archives: Rural Development

Paul Polak’s Twelve Steps to Practical Problem Solving

Paul Polak is a physiatrist by training but has spent the past 25 years working to alleviate poverty in the developing world. His non-profit, International Development Enterprises, has come up with innovative low cost technologies that have improved the local livelihood of people at the bottom of the pyramid. For example the simply designed bamboo treadle pump has sold over 1.7 million copies and generated over $1.4 billion in farmer revenue in Bangladesh.

Paul has encapsulated his learnings in a book Out of Poverty that describes a number of these technologies. More recently, Paul has posted an interesting video on You tube that summarizes his Twelve Steps to Practical Problem Solving.

Some of the observations are commonsense ones but it is remarkable how often people forget them in their eagerness to push technology.

First-hand Village Level Perspectives

Earlier this year, I had the opportunity to visit the Deshpande Foundation’s Social Entrepreneurship Sandbox in the Hubli/Dharwad area. The Foundation was established by Desh Deshpande, who is well known in the US as a serial entrepreneur, and his wife Jaishree. In India, they have focused on their home town of Hubli/Dharwad in Northern Karnataka to conduct an innovative experiment in accelerating social entrepreneurship in rural India. Continue reading

7 Rules of Low Cost Design

I came across this article that summarizes Amy Smith’s philosophy of design for low cost solutions

Here are her 7 key points. You can read the entire article on Popular Mechanics.

  1. Try living for a week on $2 a day.
  2. Listen to the right people.
  3. Do the hard work needed to find a simple solution.
  4. Create “transparent” technologies
  5. Make it inexpensive.
  6. If you want to make something 10 times cheaper, remove 90 percent of the material
  7. Provide skills, not just finished technologies.

Some of Amy’s inventions and designs are also described with diagrams in another article Small, Low-Tech Inventions for Big, World-Changing Problems on their website. Amy is an editorial advisor for Popular Mechanics.

International Development Design Summit

Yesterday I attended the final presentation of the International Development Design Summit at MIT – the brainchild of Amy Smith, MacArthur Fellow and lecturer in MIT’s Mechanical Engineering department. This, now yearly, event brought together nearly 60 students from 20 countries around the world to work together with a team of mentors and staff to tackle a number of design problems facing NGOs and non-profits in developing countries. Continue reading

Gates Foundation gets into Microsavings

The Gates Foundation has made some major investments in the area of finance over the past few years. Now, based on their findings and experiments, they are making a big push into the area of micro-savings. Traditionally rural finance has focused on providing micro-credit services to the poor. Only recently have some of the micro-finance organizations started extending their services to include savings and insurance. In most cases the issue has been local regulations and banking controls.

In a recent article in the Wall Street Journal – Giving a Lot for Saving a Little – the author points out several issues why savings schemes for the rural poor have not taken off. Among the issues identified:

  • Strict regulations on entities that hold deposits
  • Lack of remote branches that allow easy access to money
  • Too costly for traditional banks to provide services for the size of accounts Continue reading